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h1{letter-spacing:-2px;font-size:48px}.hero-art{height:390px;margin-top:35px}.band{gap:40px;overflow:auto}.band div{gap:30px}.section{padding:75px 18px}.featured-grid{grid-template-columns:1fr}.dark-section{grid-template-columns:1fr;padding:75px 24px}.values{grid-template-columns:1fr}.newsletter{flex-direction:column;align-items:flex-start;gap:30px;padding:60px 24px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.page-hero{padding:75px 24px 55px}.article-list{padding:30px 18px 80px}.list-card{grid-template-columns:45px 1fr}.list-card>b{display:none}.post-layout{grid-template-columns:1fr}.post-layout aside{display:none}.post-meta{flex-wrap:wrap}.contact-grid{grid-template-columns:1fr;gap:35px}.principles{grid-template-columns:1fr}}@media (width<=500px){.hero h1,.page-hero h1{font-size:41px}.hero{padding-inline:18px}.trust{flex-direction:column;gap:6px}.hero-actions{flex-direction:column;align-items:flex-start}.hero-art{height:330px}.band 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.editorial{max-width:1080px;margin:0 auto;padding:54px 24px 72px;color:#14243b}.editorial header{max-width:900px}.editorial h1{font-size:clamp(2rem,4.5vw,3.3rem);line-height:1.12;letter-spacing:-.035em;margin:22px 0}.editorial h2{font-size:clamp(1.4rem,3vw,2rem);line-height:1.25;margin:0 0 18px;color:#072851}.editorial section{margin:40px 0}.editorial p,.editorial li{font-size:1rem;line-height:1.8}.editorial .lead{font-family:inherit;font-size:1.2rem!important;line-height:1.7}.editorial a:not(.primary-cta){color:#075b8d;text-decoration:underline;text-underline-offset:3px}.editorial ol,.editorial ul{padding-left:1.5rem;list-style:revert}.editorial li{padding:6px 0}.table-scroll{overflow-x:auto;margin:22px 0;border:1px solid #dce5ed;border-radius:10px}table{border-collapse:collapse;width:100%;font-size:1rem}th,td{text-align:left;vertical-align:top;padding:16px;line-height:1.6;border-bottom:1px solid #dce5ed}th{background:#eef5fa;color:#072851}.topic-links{display:flex;flex-wrap:wrap;gap:14px;max-width:1180px;padding:22px 24px;margin:auto}.topic-links>a{padding:13px 18px;background:#edf6ff;color:#075b8d;border-radius:8px;font-weight:650;font-size:1rem}.article-meta{color:#526477}.mobile-nav{display:none}.skip-link{position:absolute;top:-100px;left:12px;z-index:99;background:#fff;color:#041127;padding:12px}.skip-link:focus{top:12px}a:focus-visible,summary:focus-visible{outline:3px solid #098dc9;outline-offset:4px}footer .topic-links{padding:0;display:block}footer .topic-links a{background:none;padding:0}footer .business-address{font-size:.875rem;line-height:1.6}.nav-wrap nav{gap:20px}.nav-wrap nav a{font-size:.875rem}.editorial .related-guides{padding:20px 0}.editorial .related-guides h3{font-size:1.15rem}.editorial .related-guides small{font-size:.875rem}.editorial .primary-cta{margin:18px 0}.breadcrumbs{flex-wrap:wrap}.confidence-grid small{font-size:.8rem}.home-section p,.premium-benefits p{font-size:1rem}.footer-grid a{font-size:.875rem}@media(max-width:1000px){.nav-wrap nav{display:none}.site-header{height:auto}.mobile-nav{display:block;background:#f1f7fc;padding:10px 24px}.mobile-nav summary{cursor:pointer;font-weight:700;min-height:30px}.mobile-nav nav{display:grid;gap:4px;padding:14px 0}.mobile-nav a{padding:10px;color:#072851}.editorial{padding-top:32px}.editorial .related-guides>div{grid-template-columns:1fr}.table-scroll th,.table-scroll td{min-width:110px;padding:12px}.nav-wrap{min-height:82px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.search-answer{max-width:1032px;margin:32px auto;padding:24px;border-left:4px solid #087cb8;background:#f0f7fc;border-radius:0 10px 10px 0;color:#14243b}.search-answer h2{font-size:clamp(1.25rem,2.8vw,1.65rem);line-height:1.35;margin:10px 0 14px;color:#072851}.search-answer p{font-size:1rem;line-height:1.8}.search-answer a{color:#075b8d;text-decoration:underline}.search-answer .source-note{font-size:.875rem}.search-questions{padding-top:12px;padding-bottom:16px}.search-questions h3{font-size:1.15rem;line-height:1.5;color:#072851}.search-questions section{margin:24px 0}.search-related{padding-top:16px}.topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.topic-grid section{margin:0;padding:22px;border:1px solid #dce5ed;border-radius:10px}.topic-grid h3{font-size:1.2rem;line-height:1.5;margin-bottom:12px}.topic-grid li{padding:8px 0}@media(max-width:700px){.search-answer{margin:24px 16px;padding:20px}.editorial .search-answer{margin-inline:0}.topic-grid{grid-template-columns:1fr}}